Participants : Insurers

RMG offers an insurer oversight role on new and seasoned securities.

Investor Oversight Role ? on new or seasoned securitizations

Monthly Loan Level Reporting on Pool Performance and Corrective Servicer Action
Loss Mitigation and Default Management
Prepayment Premium and Insurance Claim Tracking
Collateral and Trust Report Reconciliation
Delivery of Uniform Data Upload for all Deals

DUE DILIGENCE

RMG's experience as a credit risk manager gives us unique insight as a due diligence service provider. Leveraging off the knowledge we have gained about loan performance on the back end, we have assembled a team of seasoned due diligence professionals who combine their underwriting expertise with the power of our proprietary systems to deliver a detailed portfolio risk assessment.

CREDIT & COMPLIANCE RE-UNDERWRITING

Repurchase/Put back reviews
Scratch & Dent performing
Non-performing & REO Asset Review
Prime, Non-Prime, ALT A Reviews


COMPLIANCE REVIEW & SERVICES

State & local High Cost by Fees & APR
ROR Calculations
State Prepayment Penalties
TILA calculation verification
RESPA
Net Tangible Benefit tests

QC AUDITS & POST CLOSE REVIEWS

Data Integrity
Re-verifications
Guideline Exceptions
Credit Re-Underwriting
Compliance Review
Fraud Review
Property Valuation Review
FHA QC Requirements

ADDITIONAL DUE DILIGENCE SERVICES

Predatory Lending Reviews
Warehouse Lending Reviews
Data Integrity and Management
Quality Control Reviews
Reverse Mortgages
Collateral Reviews
Pay History and Collection Comment Reviews
EPD Reviews
Guideline Exception Reviews
HELOC Reviews
Legal Document Reviews
Special Projects

Servicer Reviews

Assessment of depth of management team
Process Reviews - all departments
Procedure manual review
Management & staff interviews
Operational walk-thru's
Call monitoring
Loan sample review
Technology Assessment
Contingency Plan Assessment
Outsourcing Assessment (where applicable)
Final Report
Strengths
Weaknessess
Recommendations

ANALYTICS

The RMG team is here to meet all your needs. Our team of industry experts are available to perform those special analytical projects that our clients need to get done in a hurry.

The following represents an example of some of the special analytical projects RMG has performed for our clients.

Advance Audits
ARM Audits
HMDA Audits
Various other analysis projects identified by our clients
Waterfall & Cashflow modeling & validation

RMG welcomes the opportunity to meet and exceed your expectations.

Please contact Dave Arnold, Director, at 949.218.9411 or at darnold@rmgglobal.com for additional information.